Visa Rolls Out Threat Intelligence Platform as Banks Face Rising Cyber Risks

Visa has recently rolled out a new cybersecurity solution designed to help financial institutions identify and respond to cyber threats before they escalate into fraud, as cyberattacks targeting the global payments ecosystem continue to grow in scale and sophistication.

The company announced the launch of the Visa Threat Intelligence Platform (VTIP), a solution that combines cybersecurity intelligence with payment network insights to help banks, card issuers and other financial institutions detect potential threats earlier and strengthen fraud prevention efforts.

Fraud Prevention Is Moving Upstream

Unlike traditional fraud detection tools that focus on suspicious transactions after they occur, the platform is built to identify the cyber incidents that often precede fraud, including credential theft, malware infections, data breaches and system exploitation.

However, Visa said compromised payment credentials can originate from any point within the payments ecosystem, including merchants, processors, acquirers, issuers and third-party service providers. Once stolen, those credentials are frequently traded on illicit online marketplaces before being used in fraudulent transactions, leading to financial losses and operational disruption.

“Cyberattacks are becoming more frequent, more targeted and more difficult for organizations to detect early. Too often, fraud is the result,” said Walter Lironi, Senior Vice President and Head of Value-Added Services for Central and Eastern Europe, the Middle East and Africa (CEMEA) at Visa.

He added that the new platform brings together cyber and payments intelligence to give financial institutions earlier visibility into emerging threats, allowing them to reduce risk before fraud occurs.

The platform is based on the same cybersecurity capabilities Visa uses to protect its own global payments network. According to the company, its security operations currently block approximately 90 million cyberattacks and 11 million phishing emails every month across more than 200 countries.

Visa said it first deployed the platform internally, using its own network as a testing ground before making the solution available to customers.

How the Platform Identifies Emerging Threats

VTIP is designed specifically for financial institutions, enabling security, fraud and risk teams to correlate cybersecurity events with potential payment fraud. The platform includes threat intelligence that identifies malware-related indicators of compromise, vulnerability intelligence to highlight relevant security exposures, and brand intelligence to detect online impersonation and abuse.

Additionally, it also features digital identity monitoring to help protect executives and employees from targeted attacks, while its financial intelligence capabilities identify compromised payment credentials circulating on the dark web and enrich that data with insights from VisaNet to help organizations respond more effectively.

By combining cybersecurity intelligence with payment data, Visa says financial institutions can prioritize threats more accurately and intervene before cyber incidents translate into fraud losses.

Why Banks Are Rethinking Cybersecurity and Fraud

Further, the launch comes as financial institutions increasingly seek more proactive cybersecurity tools amid a rise in attacks targeting payment infrastructure and customer data. Rather than treating cybersecurity and fraud as separate functions, the industry is increasingly integrating the two to improve resilience across digital payment systems.

Visa Is Extending Security Built for Its Own Network

Visa said it has invested more than $13 billion in technology over the past five years to strengthen payment security, enhance network resilience and reduce fraud. The company added that its cybersecurity programme recently received Gartner Consulting’s highest maturity rating of 4.9 among peer organizations.

With the introduction of VTIP, Visa is extending the cybersecurity capabilities it has developed to safeguard its own network to banks and other financial institutions, helping them detect threats earlier, minimize fraud risk and strengthen trust across the payments ecosystem.

A Practical Guide for Businesses Reviewing Their Cybersecurity

Cyber threats continue to evolve, but businesses do not need to navigate those challenges without reliable information. Understanding how modern attacks work is the first step towards making informed security decisions.

The Kaspersky SMB Cybersecurity Guide examines common attack methods, explains the role of modern endpoint protection and outlines how layered security can help businesses detect and respond to threats more effectively. It is designed for organisations looking to strengthen cybersecurity without adding unnecessary operational complexity.