4G Capital Strengthens Leadership Team With New Appointments

4G CAPITAL GROUP  has today announced the appointments of Alex Siboe as Chief Operations Officer and Ross Breadmore as Chief Product Officer.  Both officers will join the market leader in technology-driven financial inclusion for micro and SME businesses across Kenya and Uganda at the end of August 2021.

As a senior executive, Alex Siboe’s responsibilities as Chief Operations Officer will include the business’s day-to-day administrative and operational functions, reporting directly to the Chief Executive Officer.  Alex joins 4G Capital from KCB Bank, where he served as Head of Digital Financial Services.  Highly skilled in leadership and innovative project management, Alex has experience across both the banking and telecommunications industries.

“This an exciting time as we witness unprecedented uptake and growth in digital financial services, and I am excited to be part of the 4G Capital family in driving the adoption and acceleration of digital banking services and bridging the finance gap for MSMEs across East Africa and beyond.” Alex Siboe, said.

Ross Breadmore, the new Chief Product Officer, will act as lead product strategist and visionary responsible for creating and delivering new 4G Capital digital products that will increase value to the company’s loyal client base, partners, and internal delivery.  Ross joins the company from Lloyds Banking Group, a leading UK bank and financial services group where he led transformative innovation across a variety of client services and internal functions.

“My years with Lloyds Banking Group have shown me the power that well designed financial products can have in helping people live better lives. To take this learning and passion into the African Micro-SME space with 4G Capital is a dream come true, as the feedback loop is even shorter and the mission is even more pressing. Wayne and his team have built a phenomenal service and I cannot wait to meet their optimism with my own and establish a world-class product team.” said Ross Breadmore.

“This is a tremendous moment on our journey to build the neobank for Africa,” said Wayne Hennessy-Barrett, CEO and Founder of 4G Capital. “Alex and Ross together represent a quantum investment in world-class fintech talent.  Both are extraordinary leaders who will bring their tremendous professional success and personal energy to help deliver our mission: to grow micro and SME businesses with capital and knowledge.”

4G Capital employs over 450 employees across Kenya and Uganda. Since its inception, the company has lent over 1,300,000 small business working capital loans valued at over $151 million.  The company has over 182,000 clients, 81% of whom are female and 77% are running micro and SME enterprises in rural areas. 4G Capital customers receive bespoke business training programs and credit guidance via mobile apps and in-person via a nationwide network of branches. 4G Capital’s unique machine learning technology delivers high fidelity insight into customer risk and affordability. As a result, 4G Capital consistently achieves high collections rates without collateral or refinancing its clients, only lending to viable businesses on terms that are right for them.

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