Visa Intelligent Authorization Now Available to Help Acquirers Upgrade Payment Infrastructure
Visa has rolled out Visa Intelligent Authorization in Kenya, a new feature on its Visa Acceptance Platform aimed at simplifying payment processing for acquirers through a single API connection.
The solution is designed to reduce operational costs and complexity. The launch was unveiled at the Visa Connect Kenya forum, which convened key stakeholders across the payments ecosystem.
At the core of digital payments is the authorization process, where acquirers send instant requests to issuing banks via card networks. Yet, outdated platforms are struggling to keep pace with modern demands, often leading to reduced approval rates, higher operating costs and limited scalability across new markets and payment innovations.
According to Visa, Visa Intelligent Authorization provides a modern alternative to legacy systems by enabling seamless transaction processing across global and local networks through one integration point. With 99.999% uptime and a 96.3% average approval rate worldwide, the solution is designed to enhance performance while supporting continuity and scalability when deployed either independently or alongside existing systems.
Visa noted that Visa Intelligent Authorization will help acquirers boost approvals, reduce risk, and operate more efficiently by delivering real-time transaction insights and updates that speed up the payment and settlement process.
Walter Lironi, Head of Value-Added Services for Central and Eastern Europe, Middle East, and Africa (CEMEA) at Visa, noted: “Commerce is evolving rapidly, and acquirers need authorization infrastructure that can keep up. Yet many transactions still run on legacy systems built for a different era. Visa Intelligent Authorization modernizes payment processing through a single API across major global and local card networks, enabling greater reliability today and readiness for what comes next.”
Visa noted that Visa Intelligent Authorization, available through the Visa Acceptance Platform, gives acquirers a scalable infrastructure to meet the demands of modern and evolving payment systems.
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