I&M Group PLC has reported a strong financial performance for the year ending December 31, 2025, with Profit Before Tax (PBT) rising 22% to KES 24.2 billion, buoyed by robust regional growth and accelerating digital adoption.
Total assets climbed 15% to KES 668.9 billion, while revenue expanded 19% to KES 60.3 billion, driven by a 16% rise in net interest income to KES 46 billion and a 31% surge in non-interest income to KES 14.4 billion.
“The Group’s strong performance is a clear testament to the growing strength, resilience and synergy of our operations across all our markets,” said Mr. Kihara Maina, Group Regional CEO. “This momentum positions us firmly on the path toward our long-term ambition of becoming Eastern Africa’s leading financial partner for growth.”
Loans and advances grew 7% to KES 306 billion, in line with the Group’s iMara 3.0 strategy targeting individuals and MSMEs. Customer deposits rose 17% to KES 484 billion.
A standout was the Bancassurance and Wealth Management segment, where Assets Under Management surged 223% to KES 99 billion. Underwritten premiums grew to KES 4.7 billion from KES 2.8 billion.
On the digital front, the launch of I&M FX Direct and enhancements to the OTG platform pushed 98% of transacting customers onto digital channels.
I&M Bank Kenya, the Group’s flagship business, saw PBT jump 29% to KES 17.4 billion, with total operating income reaching KES 40.4 billion. Asset quality improved, with the gross non-performing assets ratio easing from 14.3% to 13.3%.
Regional subsidiaries contributed 24% of the Group’s overall performance. I&M Bank Uganda led the pack with PBT growth of 48% in local currency, while Rwanda and Tanzania posted gains of 24% and 21% respectively. Bank One in Mauritius recorded a 4% increase.
The Board recommended a final dividend of KES 2.25 per share, bringing the full-year total to KES 3.75 — a 25% increase on 2024.
The Group also invested KES 404.7 million in community programs, reaching 348,930 beneficiaries. Environmental initiatives funded the planting of over one million trees, while economic empowerment programs supported 38,075 women and youth.
Looking ahead, the Group said it expects continued growth in 2026, driven by its regional operations and digital strategy across East Africa.
Mark your calendars! The GreenShift Sustainability Forum is back in Nairobi this August. Join innovators, policymakers & sustainability leaders for a breakfast forum as we explore sustainable solutions shaping the continent’s future. Limited slots – Get your early bird tickets now – here. Email info@techtrendsmedia.co.ke for partnership requests.
Go to TECHTRENDSKE.co.ke for more tech and business news from the African continent and across the world.
Follow us on WhatsApp, Telegram, Twitter, and Facebook, or subscribe to our weekly newsletter to ensure you don’t miss out on any future updates. Send tips to editorial@techtrendsmedia.co.ke
